Image of crutches and $ sign

Medical Payments Coverage

Car Insurance Add-On


  • Covers you and your passengers
  • Helps pay for accident-related medical and funeral costs
  • Protects you even if you're a passenger in another vehicle or a pedestrian

Learn More

Arrow

What is medical payments coverage?

Medical payments coverage provides financial protection after a car accident by helping pay accident-related medical or funeral expenses for you and your passengers.* It protects you if you're in your car, a passenger in another vehicle or a pedestrian on the street.
shield divider

How Medical Payments Coverage Protects You

Here are some ways medical expense coverage can help protect you from unexpected losses.
Lightbulb
Did you know?

You can protect your classic ride with our emergency roadside assistance coverage, which can help if you get stranded on the side of the road.*

a woman running on an open road

Struck by a Car While Jogging

Even with health insurance, medical payments coverage can help you pay for the unexpected. Examples include emergency room visits, deductibles and other out-of-pocket medical expenses.*
a man and woman sitting in the trunk of a car

Accident While Carpooling

Give your uninsured passengers peace of mind. Your medical payments coverage can help pay for their ambulance, hospital visits and surgeries.*
a woman and a man in a car

Your Friend Gets Rear-Ended

Medical payments coverage can help even when you're a passenger in someone else’s car. It can also help pay for accident-related medical costs if you don't have health insurance.*

Frequently Asked Questions

Trusted by over 12 Million Customers & Counting

a white t-shirt with blue text

90+ Years

Over 90 years in business protecting our customers
icon

12 Million Customers

Reliable, quality coverage for customers across 19 states

Start Your Quote

Do It Yourself - Start a Quote

Do It Yourself

Go your own way — get quick pricing and coverage options online.
Work With An Agent

Work with an Expert

Choose the perfect agent for you and get free, no-pressure advice and pricing.

NextScripts

JSS component is missing React implementation. See the developer console for more information.