Underinsured Motorist Coverage

Have you ever wondered if you have enough car insurance?

It’s a good question to ask!

Not all drivers on the road have adequate coverage.

That’s why you should consider Under-insured Motorist Coverage from American Family Insurance.

Some drivers may have only minimal car insurance – which, in some states, can be as low as $15,000 per person for bodily injury!

And no matter where you live, the extra protection that Underinsured Motorist Coverage provides is a good idea for everybody. Here’s why.

Let’s say you’re driving with your friends to that cool new restaurant across town.

When suddenly, another driver runs a red light and hits your car!

If the other driver has robust coverage and high limits, their insurance can help pay for medical treatment if you or your passengers are injured in the accident.

But what if the other driver has low limits on their insurance that don’t fully cover the bodily injuries you and your passengers might have?

Because the other driver is at-fault in this scenario, that means you and your passengers would have to pay out-of-pocket for the remaining portion of your medical bills potentially thousands of dollars.

That’s where Underinsured Motorist Coverage steps in.

It can help you pay for those medical bills not covered by the other driver’s insurance.

To be clear: Underinsured motorist coverage protects YOU and YOUR PASSENGERS, not the other driver.

Together with Uninsured Motorist Coverage, Underinsured Motorist Coverage can help make sure another driver’s poor insurance choices don’t end up hurting your wallet.

So make sure you and your wallet are protected from the unexpected with this easy, affordable coverage.

Contact your American Family agent today to add Underinsured Motorist Coverage to your policy.