How does DriveMyWay work?

DriveMyWay helps you control what you pay by personalizing your auto insurance based on your driving habits. Using our free smartphone app, you can see exactly how your driving behaviors are contributing to your DriveMyWay score.

Learn More


Savings As Easy As 1, 2, 3


Sign Up

Get a quote online or contact your local agent to enroll in the program. Then download and register on the free DriveMyWay app.

Drive Safe

Get in your car and start driving. Use the app to monitor your progress and get tips to help you drive even safer.

Start Saving**

Use tips and tricks provided through the app to adjust your driving habits and better control what you pay with a personalized rate.
Safe driving program

DriveMyWay Safe Driving Program

DriveMyWay is a usage-based insurance (UBI) program. When you enroll in the program you’ll earn an introductory discount on your car insurance – up to 10%.* Then, based on your safe driving habits, you could earn greater personalized savings. Savings will be applied at your next policy renewal.**

Our 100-Day DriveMyWay Trial Period

You’ll have 100 days to try out the program. On day 90, you’ll receive an email with how your safe driving score is trending. The higher your score, the more you could save at your next renewal!

You’ll need to decide if you want to stay enrolled in the program or opt out before your trial period ends.

Mobile phone

Explore the Smartphone App

With the DriveMyWay program, your savings are always right at your fingertips. Take a quick tour of the app to see how it puts you in charge of your auto insurance.
Did you know?
Most drivers actively participating in the program will save between 5% and 20% on their car insurance.** Higher-risk drivers may see their rate increase.
Score high save big

Score High, Save Big

With the app, your DriveMyWay score will be easy to see, so you will always know how you are driving and how you are saving. The higher your score, the more you can save with your personalized DriveMyWay rate.*

You’ll also be able to see the other drivers on your policy who contribute to your savings on this screen.

Insights on driving

Insights on Your Driving

Interactive maps are also available on the app. These maps break down how often you engage in high-risk driving behavior on each trip.

Whether it’s a quick trip across town or a cross-country road trip, you can see where you made safe driving choices. You’ll also be able to see where you can improve driving habits and potential savings.

Avoid Phone Use

Avoid Phone Use While Driving

The app tracks your safe driving behaviors over time. This includes avoiding phone use while you’re driving.

What counts as phone use?

  • Picking up your phone when the screen is unlocked
  • Touching the screen, including swiping and typing
  • Making a call while holding your phone (go hands-free instead)
  • Allowing passengers to use your phone (since the app can’t tell who is using the phone)

Troubleshooting the DriveMyWay App FAQs