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Home Business Insurance Coverage

Home Insurance Add-On


  • Optional homeowners insurance add-on tailored to your small, home-based business
  • Coverage for your business equipment and liability up to your policy limit

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What is home business insurance?

Home-based business insurance is a homeowners policy add-on. It extends your home policy's liability limits and coverages to your small business.*

What does home business insurance cover?

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Business Types Covered by Home Business Insurance

Learn how our customizable home-based business insurance policies can help protect your livelihood.
Did you know?
According to the Small Business Administration (SBA), 50% of businesses start at home. Of the 32.5 million small businesses in the US, 19 million are home-based.
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Small-Scale Home Daycares

Coverages such as limited personal property, medical expense and personal liability may help protect your small daycare up to your coverage limits.* Speak with your insurance agent to ensure this kind of policy will meet your daycare's needs.
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Artist Studios

Home-based business insurance may help protect your art supplies and equipment up to your coverage limits.* Speak with your insurance agent to ensure this kind of policy will meet your studio's needs.
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Home-Based Freelancers

As a freelancer, you depend on equipment such as your laptop and monitors. Home business insurance may help protect these items up to your coverage limits.* Speak with your insurance agent to ensure this kind of policy will meet your needs.
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Web Designers

Home-based business insurance may help you protect key equipment, such as electronics and furniture, up to your coverage limits.* Speak with your insurance agent to ensure this kind of policy will meet your needs.
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Photographers

Our home business insurance may protect your camera equipment and personal liability from unexpected losses up to your coverage limits.* Speak with your insurance agent to ensure this kind of policy will meet your needs.
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Frequently Asked Questions

Trusted by over 12 Million Customers & Counting

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90+ Years

Over 90 years in business protecting our customers
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12 Million Customers

Reliable, quality coverage for customers across 19 states

Start Your Quote

Customize your experience.
Do It Yourself - Start a Quote

Do It Yourself

Go your own way — get quick pricing and coverage options online.
Work With An Agent

Work with an Expert

Find the perfect agent for you and get free, no-pressure advice.

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