Personal WaterCraft Coverage
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What is personal watercraft insurance coverage?
This coverage offers insurance designed specifically for personal watercraft (PWC). It extends to popular brands like Jet Ski, WaveRunner and Sea-Doos.
How Personal Watercraft Insurance Protects Your PWC
Our boat insurance is designed to give vessel owners peace of mind in the water. The same goes for personal watercraft coverage, as these examples show.
Did you know?
In 2016, personal watercraft accounted for 10% of all registered marine vessels in the US.** They also accounted for a disproportionate 18% of all reported marine vessel accidents.***
Medical Payments
You slip while performing routine maintenance and wind up with a sprained ankle. Our PWC insurance may pay for medical services for covered accidental injuries. That’s if the injury comes from the ownership, maintenance or use of the insured watercraft and boating equipment.†
Physical Damage
Your Jet Ski gets a major scratch after a collision with the dock. Jet Ski insurance can protect against damage to personal watercraft. It may apply whether your vessel incurs damage while in the water, in transit, or even in storage.
Roadside and On-Water Towing
Your trailer tire pops on the road on your way back from the beach. Physical damage coverage can cover the cost of changing or repairing items. This insurance add-on also covers up to one hour of service at the breakdown site, towing for repairs, and more.‡
Frequently Asked Questions
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*The information on this webpage represents only a brief description of coverages and is not part of your policy. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.
**Resources Toolkit, Personal Watercraft Industry Association, https://www.pwia.org/resources#economic-impact (last visited Oct 11, 2023)
***2016 Recreational Boating Statistics, United States Coast Guard Boating Safety Division, https://uscgboating.org/library/accident-statistics/Recreational-Boating-Statistics-2016.pdf (last visited Oct 11, 2023)
†Included in your policy.
‡You’ll be responsible for purchase of parts, materials, gasoline and oil.