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      Whole Life Insurance for Seniors

      DreamSecure Senior Whole Life Insurance

      • Help your loved ones cover final expenses, and more
      • Get lifelong coverage with level premiums and a simple application process
      • No medical exam, only a few health questions to help determine your eligibility

      Learn More

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      What Is Senior Whole Life Insurance?

      DreamSecure Senior Whole Life Insurance for applicants ages 50 to 80 covers your lifetime. The coverage options are $10,000 and $15,000. The death benefit will be paid to your beneficiaries if the policy is active when you pass away.
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      Did you know?

      We have a life insurance calculator that can help you figure out your coverage needs. Enter your birthdate and ZIP code to get an estimate.
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      Benefits of Whole Life Insurance for Seniors

      Life insurance is a proactive way to offer financial protection to your loved ones. Here are some of the benefits of DreamSecure Senior Whole Life Insurance.
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      Designed for Seniors Ages 50-80

      Getting life insurance at this stage in life can be more difficult because there may be fewer options for seniors. This policy helps meet the needs of applicants between 50 and 80. DreamSecure Senior Whole Life Insurance offers level premiums and pays out to your beneficiaries if the policy is active when you pass away.**
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      Hassle-Free Application Process

      We make the application process simple and convenient. Applying doesn't require a medical exam, just a few health questions to help determine your eligibility.* If approved, your DreamSecure Senior Whole Life Insurance policy can be issued in as little as a week.
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      Lifelong Protection

      We offer lifelong coverage with DreamSecure Senior Whole Life Insurance. Senior whole life insurance remains effective as long as your policy is active. The policy provides a death benefit that can be used for funeral costs and other expenses.
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      Level Premiums

      Regardless of health changes or aging, DreamSecure Senior Whole Life premiums stay the same. This may provide a sense of security for seniors concerned about managing their finances when they get older. It also helps ensure that their families may not have to worry about funeral costs.
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      Builds Cash Value

      Our senior whole life policy also builds cash value over time. You may be able to use the cash value in an emergency, like for unexpected medical costs.**
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      Frequently Asked Questions

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      This is a brief description of coverage and is subject to policy and/or rider terms and conditions which may vary by state. Fixed and guaranteed premiums are statements about the policy as determined at issue, and any changes made to a policy may affect the premium and are subject to our underwriting rules. The words lifetime, lifelong and permanent are subject to policy terms and conditions.

      *The issuance of this policy may depend on the answers to the questions asked in the application.

      **Any loans taken from your life insurance policy will accrue interest. Any outstanding loan balance (loan plus interest) will be deducted from the death benefit at the time of claim or from the cash value at the time of surrender. If the loan balance grows too large for the cash value to support it, the policy could terminate.

      Policy forms: ICC17-228 WL, L-228 (ND) WL, L-228 WL